Who is DES Financing

Founded by the late Col. Felix P. Dueñas, Sr. (Ret.), the company started as a lending investor registered with the Securities and Exchange Commission last May 7, 1987 under registration number 140501 with address at No. 14 – 13th Avenue, Cubao, Quezon City.
Its main purpose was to extend character loans to the pensioners of the Armed Forces of the Philippines (AFP) to support their varied financial needs and to augment their standard of living.
Our steady growth through the years eventually warranted our conversion into the financing corporation that it is today with Certificate of Authority No. 217 issued by the commission in May 22, 2000.
”When you live life with awareness, striving to make a difference in people’s lives by providing opportunity, education, doing works of kindness towards your fellowmen, and always thanking the good Lord for his graces, you would have lived a rich and meaningful life.” – Col. Felix P. Dueñas, Sr. (Ret.) 1921 – 2012

To grow our business:

by providing quality service when and where our clients want them for them to meet their financial needs, to achieve economic success and financial security;
by building positive, lasting relationships with our clients;
by creating an environment where our employees can learn, grow and be fulfilled in their work.

Together we are one family with a proud heritage, passionately committed to be the most efficient and customer focused financial service provider to the men and women who once wore the uniform.

AFP Pension loan and lending should be accessible


We will strive to adopt in response to the changes in our environment.


We maximize the use of latest technologies to drive efficiency and improvement.


We do what is upright, moral and fair for everyone – our clients, our company, ourselves.


We commit to only delivering the best of service to our clients.


We treat everyone with respect as we nurture an empowering and supportive culture so everyone can be the best version of themselves.


We own our responsibilities with clarity as we find solution to our problems with a mindset to make things happen.


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