Paano ang pamilya mo bukas?

The DES Financing LOAN is available to AFP pensioners.
New Loan
Do you need support for your housing, educational and health needs? Contact us today.
Renewal Loan
You have the option to renew your DES Financing loan before the end of your loan.
Reloan
If your current loan is fully paid, you have the option to reloan with DES Financing with the same or even better terms.
Additional Loan
Do you need more cash? If your current loan is not enough to cover you needs, avail an additional DES Financing LOAN.
Loan Requirements
New Loan Requirements
- Retirement Order
- AFP Pensioners ID
- Landbank ATM / Passbook
- Other Valid ID
- 2pcs 2x2 Pictures
- Proof of Billing (Optional)
Beneficiary
- Declaration of Legal Beneficiary
- PSA Marriage Certificate
- PSA Death Certificate
- PSA Cenormar (Husband and Wife)
- Retirement Order / Posthumous Order
- AFP Pensioners ID
- Other Valid ID
- 2pcs 2x2 Pictures
- Proof of Billing (Optional)
1044 Parents
- Retirement Order / Posthumous Order
- Declaration of Legal Beneficiary
- PSA Marriage Certificate
- PSA Death Certificate
- PSA Birth Certificate (Deceased MIlitary)
- AFP Pensioners ID
- Landbank ATM / Passbook
- Other Valid ID
- 2pcs 2x2 Pictures
Renewal Loan
- AFP Pensioners ID
- Land Bank ATM
- Cenormar (For Beneficiary)
Additional Loan
- AFP Pensioners ID
- Land Bank ATM
- Cenormar (For Beneficiary)

DES Financing is the only AFP loan product provider that makes loaning a seamless experience by delivering convenience, real-time response and solution.
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Our Website Privacy
DES Financing Corporation (DESFC) is committed to safeguard your personal information and to protect your rights as a data subject under the Data Privacy Act of 2012 (DPA). We implement strict controls and measures compliant to the DPA, its implementing rules and regulations and circulars issued by the National Privacy Commission (NPC) in ensuring your information security when you access our website and other social media accounts to inquire about our products and services.
Collection of Personal Information
Personal information refers to any information, whether recorded in a material form or not, from which the identity of an individual is apparent or can be reasonably and directly ascertained by the entity holding the information or, when put together with other information, would directly and certainly identify an individual.
We may collect and maintain personal information that is provided to us voluntarily when you engage or participate in any of our events, respond to surveys, comment on our website posts, apply for a job, or send us any communication to inquire about our products and services or other details to help you with your experience.
How and why do we collect personal information?
When you engage or participate in any of our events, campaigns, and surveys, we may collect personal information that is provided to us voluntarily. We may use the information we collect from you when you leave an offline message, respond to a marketing communication or employment application, to follow-up with you after a live chat, email or phone inquiries and other purposes in furtherance of the foregoing.
Who do we share your information with?
Your personal information will not be disclosed to any third party without your express or implied consent. You may ask us to halt collecting, using, and sharing your personal information at any time. However, your personal information may be disclosed even without your consent if the disclosure is required by law to access as part of an investigation into technical problems or misuse.
When we share your personal information with our partners, other service providers, and government agencies who need access to such information, we ensure that these partners and other service providers, and government agencies are bound to us by a non-disclosure agreement that prohibits them from using your personal information for any purpose other than fulfilling their obligations to DES.
How long do we store/retain your personal information?
Your personal data shall be retained only for the period necessary to serve the purpose it is collected or as required under any contract, by applicable law, or policy issuance. Thereafter, your personal information shall be disposed of securely to prevent further processing, unauthorized access, or disclosure to any other parties.
Do we use of Cookies?
We do not use cookies for tracking purposes. You can choose to have your computer warn you each time a cookie is being sent, or you may opt not to receive cookies by not accepting or disabling them in your web browser configuration. Keep in mind, however, that by doing such, you may not be able to use our website’s full features.
Third-party links
We do not include or offer third-party products or services on our website.
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. We have not enabled Google AdSense on our site.
How does our site handle Do Not Track signals?
We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
How do we secure personal information?
DES adopts reasonable technical approaches and measures to safeguard the collected personal information. However, please also note that no method of information systems security and technique is completely secure. Transmission of data over the Internet or information stored on servers that are accessible online is not 100% safe and secure.
All information that you voluntarily provided are protected as prescribed and in accordance with the Republic Act Data 10173 otherwise known as the Privacy Act of 2012 and other relevant privacy laws.
What Are Your Rights as a Data Subject?
You are afforded certain rights as a Data Subject concerning your personal data under the Data Privacy Act of 2012, which includes:
- The right to be informed of the processing;
- The right to object to processing;
- The right to access your data;
- The right to modify inaccurate data;
- The right to erasure or blocking of data; and
- The right to damages for unlawfully obtained or unauthorized use of personal data.
If you wish to have access to your personal information in our records, or you think that such personal information we have about you is incomplete, not up-to-date, or otherwise inaccurate, you may make the necessary modification by contacting us.
Privacy Policy Changes and Updates
DES reserves the right to amend this Privacy Policy at any time to comply with the latest laws and regulations to reflect the changes in our organization’s operations and environment.
How can you contact us for complaints?
You may contact our Data Protection Officer through the contact details provided below for queries, clarifications, complaints regarding how we process your personal information and concerns about this privacy policy.
DATA PROTECTION OFFICER
181 Col. Bonny Serrano Avenue, Murphy, Cubao, Quezon City 1109
Contact No.: +632 8962 1060
E-mail: dpo@desfinancing.net
